Our spending and savings habits

As promised, our spending and savings habits on display. I've averaged our monthly expenses to give a general picture of what a month looks like. Some months we will have no spending in a category at all. Why have I chosen these categories? Because these are the only ones CashNav, the budgeting app from Westpac, … Continue reading Our spending and savings habits

The beginning of the road – Assets and Liabilities

It is fairly well known that New Zealanders hate to talk about money. It's just not a topic of conversation. I think it is something we need to talk about more because financial literacy in New Zealand is lacking. Our goal, which I talked about in the last post, is to achieve financial independence for … Continue reading The beginning of the road – Assets and Liabilities